Home Student & Career Tips List of Top 14 Careers in Commerce: 2021

List of Top 14 Careers in Commerce: 2021

This article contains a list of top careers in commerce for the year 2021.

Top Careers in Commerce

Right from the time when man practiced trade by barter to when a means of exchange (money) was identified, man have constantly been in search of how to successfully exchange goods without hitches and this they have been able to achieve over the years. This is to say that commerce has been existing from time immemorial.

With this, commerce can be defined as the exchange of goods and services between businesses or entities. This implies that commerce is basically focused  on the distribution aspect of business against the production aspect. Whatever the case, countries are concerned with managing commerce in a way that enhances the well-being of citizens, by means providing jobs and producing beneficial goods and services.

This therefore means that Commerce leads to the prospering of nations and an increased standard of living, but if left unchecked or unregulated, it can lead to negative externalities.

Currently, commerce has evolved and it is no longer viewed in the same light from wayback as there are improvements over the years. Commerce has gone beyond the traditional method of exchange which favoured mainly big  firms to a variant of commerce which supports the buying and selling of goods electronically via the Internet.

E-commerce, unlike traditional commerce allows individual consumers and producers to exchange value for goods and services with little or no barriers.

With the knowledge of the importance of commerce to man and the world at large, this article contains information on the careers in commerce. Thus, below  is a list of options to establish a career in commerce.

List of Top Careers in Commerce


Chartered Accountancy is one of the most popular Commerce  courses.  Building a  career in Commerce through this profession can be highly rewarding. A Chartered accountant is one who is specialized in accounting, auditing and taxation and also serves as a management and corporate caretaker.

While working as an accountant, you are also responsible for preparing, updating and assessing the internal accounting policies and control processes.  In order to work as accountants, you must possess knowledge related to financial accounting, management accounting, cost accounting, record keeping, reporting, financial statements and the generally accepted accounting principles. However, in order to progress in this career, you can take up an accounting qualification like CA, CPA and ACCA.


Investment Bankers are professionals who are experts at corporate financial analysis. Their main job is to raise capital to fund the operations of corporations, raise money from capital markets, structure acquisitions  or sales for clients.

An important role of a financial analyst/ investment banker is to analyze and understand how organizations have invested their resources and whether the investments are financially feasible. They also need to understand how these investments and future financial decisions will affect the short-term and long-term growth of the organization.

Apart from the roles mentioned, they are also saddled with  preparing weekly, monthly and annual financial forecasts as well.

To become an investment banker, there is no particular career path to be followed. However, a bachelor’s degree in accounts, economics or commerce such as BSc Banking and Finance, MSc Finance, Bachelors in Accounting and Investment Banking is necessary. Further, Internships with investment banks or certification programs such as the CFA course act as a positive catalyst for advancement in this career.


Stockbroking is another popular career option in Commerce that one can think of. These professionals are responsible for buying or  selling  stocks for their clients. Sometimes, they are also involved in advisory work.

As a stock trader, you can either work for yourself  or for a firm, buying and selling stocks. Traders may also buy and sell bonds and other financial instruments. Trading is a fast-paced , competitive and high-pressure career, best suited to those with bold, dynamic personalities. Those in this field have very little supervision so this career will suit you if you’re self-disciplined and motivated.

To build a successful career in this field, one needs to be versatile and  good in Commerce subjects like Economics, Accounting, Corporate Laws, etc.


An actuarial scientist is a recognized mathematical professional who has the skills to demonstrate and manage uncertainty and financial risk.

They  play an integral role in the areas of business, commerce, government, stocks, and insurance and a host of industries. However, Actuarial science is the science/art of arithmetically and scientifically assessing the risk present in a situation, be it a business investment, an insurance investment, or a stock/bond investment.

The actuarial field is one of the most common industries in which banking and finance graduates find work. Actuaries specialise in evaluating financial risks in order to manage and advise clients. They combine risk analysis skills with in-depth knowledge of Probability, Economics, Mathematics , Finance, Computer science and Statistics to calculate and manage risks for  companies. Actuaries ensure sound investments are made and commercial/business goals fulfilled.

Actuaries also work in the public sector. In the federal government, actuaries may evaluate proposed changes to Social Security or Medicare or conduct economic and demographic studies to project future benefit obligations. At the state level, actuaries may examine and regulate the rates charged by insurance companies.

The study of uncertain future events by actuaries are of special concern to insurance and pensions companies, but actuaries can work in a wide range of sectors. They are highly skilled individuals and as such are often in high demand.

If you want to build a career in Commerce in this sector then there are lots of employment opportunities in Insurance companies. Apart from it, one can also work as a consultant in both government and private sectors.


This is another career in commerce. An underwriter determines whether or not to accept applications for insurance coverage by considering the risks involved in protecting the policyholder based on factors such as age, health condition and occupation.

Underwriters generally prepare insurance policies, collect and analyse statistical data on potential policyholders and carry out risk assessments. This involves examining if the insurance company can afford to undertake the risks of these policyholders. Once this assessment is made, the underwriter will price the insurance premiums accordingly.

Insurance underwriters are professionals who are meant to determine potential client’s risk factors, evaluate and analyze risks of insuring people and assets and establish pricing for insuring the risks.

Insurance underwriting requires an individual who is focused on skill development with a strong analytical base and a high degree of computer literacy as the position requires data analysis and interpretation.


Economists study the production and distribution of resources, goods, and services by collecting and analyzing data, researching trends, and evaluating economic issues.

Thus, you can build a career as an economist. Economists study market data and use actuarial models and statistical analysis to understand and explain economic trends, monitor market conditions to help corporations maximize their profits. Many economists work for various levels of government, examining issues related to employment, taxes, and interest rates.

Although tasked with analyzing an array of issues related to the overall economic processes of the country, a career as an Economist is challenging yet interesting. With the existence of  many important factors like employment, inflation, banking, etc affecting the economy of a country, these professionals are required almost everywhere.

Many of the entry-level positions in government agencies are available to those with a bachelor’s degree in maths and economics. Commerce is nothing without Economists.


Marketing involves the use of any available strategy to persuade and convince people to buy a product or service. There are different ways in which marketing  is done  these days. It has gone beyond the traditional method of carrying goods from one location to another, in search of buyers.

Now, marketing has taken another shape. All thanks to technology, marketing can be done in any location via online medium and different social media platforms has made building a career in this field very rampant and easy. This is where E-commerce as an aspect of commerce  comes in.

However, Marketing Managers are responsible for planning, organizing, estimating and promoting businesses based on customer, competitor, and company analysis. Marketing managers assess and determine the demand for an organization’s products and services and develop ways of increasing profits, investments, and shares.

Marketing managers utilize a number of advertising and public relations techniques to promote sales and maximize profit. Marketing managers primarily must have a minimum of a bachelor degree in marketing, public relations, or a related field to gain the specialized skills and knowledge necessary to establish careers. ..

If you’re  a person with a convincing power, ability to communicate freely with people you barely know, analytical, strong numerical background and ability to think out of the box, then choosing a career in marketing is certainly a wise career choice in commerce.


Consultancy is a profession that enables one to engage in the business of providing expert advice to people working on a specific field. It is a learned set of career skills that can be acquired through extensive formal training coupled with on-the-job training, mentoring and individual learning. Consultants can work as independent individuals or with a firm. Working with a firm, one can become a management consultant.

Management consultants help organizations solve problems, create value, maximize growth and improve business performance. They identify solutions for business troubles and make suggestions for changes to implement.

Management consulting can be a very rewarding career. Competition in this field is high , and applicants with higher degrees find it easier to get into the field. Therefore, if you must advance in this career path, get a higher certification to complement your degree in Banking and Finance.


Tax policy analyst is responsible for analyzing and researching on matters relating to taxation policies of the government and working out the policy structure of the organization such that they comply with each other. The main responsibility of a tax policy analyst is  Modeling tax outlooks along with monitoring and studying the impact of Government taxation initiatives.

As a task analyst, you should be able to analyze the information related to highly complex technical work, have the knowledge of forecasts and data sources for forecasting tax revenues, communicate effectively so as to understand and address issues with other organizations relating to taxation policies.

To become a tax analyst, a bachelor’s degree in the field of accounting is necessary alongside certifications such as a CA (Chartered Accountant), CPA, etc, coupled with work experience for career development. A master’s degree is important but not a necessity.


These experts are hired on a daily basis by  firms and individuals to manage, evaluate and grow the owned, leased assets. Assets can be physical real estate properties or even intellectual property. The major responsibilities include:

The set of tasks and requirements of asset managers  may vary from situation to situation. However, the fundamental task is to monitor the assets, implement, negotiate and advise clients in regard to assets.

They are expected to manage the funds and achieve the financial goals depending upon clients’ objective and risk-taking capacity.

Generally, people in this field are required to have a minimum of a bachelor’s degree in finance, business or accounting.


Commerce is diverse and not everyone will build a career that requires one to be in the office on a daily basis. There are some who will be required to pay the knowledge they have about commerce to others. Therefore, teaching is a very important career in commerce.

Numeracy is always a high priority within primary and secondary education systems, this however, makes highly numerate graduates with an interest in teaching highly sought-after. If you enjoy the challenge of making maths and other commerce related factors understandable to students of different ages and abilities, you might be cut out for a career as a high school teacher.

 Inorder to pursue a career in teaching, one is required to have a formal teaching qualification, but some states allow people who already have a bachelor’s degree in another area to take a fast track to certification and begin teaching immediately but if you must  teach at university level, a postgraduate degree is highly required.


As a risk analyst, you will advise companies about the potential risks of new and existing projects, as well as predict factors that could negatively impact the business. These risks may include operational risks and financial risks

Risk analysts are expected to have exceptional organisation and decision-making skills, a keen business sense, the ability to evaluate complex numerical data and good communication skills.

A risk analyst evaluates financial documents, economic conditions and potential clients to help companies determine the level of risk involved in making a particular business decision. They typically work for banks and insurance companies, though any company handling large amounts of money may choose to hire a risk analyst. You should be able to use software programs, including Excel, and complete extensive research to evaluate business decisions.


Public relations involves maintaining or improving the reputation of an organisation by influencing how other people perceive it. PR is about how organisations communicate with the public, promote themselves and build a positive image.

PRO’s are majorly involved in: Copywriting and research; contacting journalists to try to persuade them to online advertising; drafting press releases and newsletters; blogging and writing social media content

Search engine optimization (SEO). This ensures that clients’ online content gets found and read by its target audience when they do a relevant web search.

In the world of commerce, information must be communicated to the public. So, this is a very lucrative career in commerce.


Entrepreneurship is one of the hottest and most rewarding specialisations in commerce currently. Starting your own business is an adventure of its own but an amazing business idea is a fast ticket to being very successful. Starting up a business might not be easy initially, failures are bound to occur. With consistency and determination, your Success story will definitely outweigh the failures.

This career path is not only flexible, it gives you the opportunity of being your own boss. Being dedicated to this might just pay you higher than what a white collar job may offer.

There is no certain qualification to becoming an entrepreneur, but you must have the knowledge of business and management as well as financial management and budgeting.


Apart from the above- mentioned  careers in commerce, there are others  that you can take up after completing a degree or course in the field of commerce. Commerce has grown to be a very vast field with loads of career opportunities that have a high possibility of landing one a mouth watering pay.

Whatever your choice of career is, bear in mind that it is lucrative as long as it is in the world of commerce.

If you already have a degree in commerce, you’re made.

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